Bank of America, like many American banks, has foreclosed on numerous homes. This isn’t news. But when they foreclosed on a Florida family that owed them nothing, they learned what foreclosure feels like from the other side. The bank was slow to pay legal fees they owed to the couple they’d wrongfully harassed, and the couple foreclosed on the bank to get what they were owed.
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Warren and Maureen Nyerges are genuine American folk heroes. If this had happened in the 1930s, Woody Guthrie would have written songs about them. The video below shows the events unfolding, and it is one of the most gratifying things to watch.
This all began when Bank of America foreclosed on the couple’s Collier County home. Business as usual for a bank, except for one thing. The Nyerges didn’t owe the bank anything. They’d paid for their home with cash and didn’t even have a mortgage.
But that didn’t stop the bank. So the family took them to court. After a year and a half, the bank stopped their foreclosure proceedings. A judge ordered the bank to pay $2,534 in legal fees.
$2,534 for Bank of America is less than a clerical error. It is nothing. But the bank who began all of this didn’t pay. So, five months later, the Nyerges couple’s lawyer, Todd Allen, decided to foreclose on Bank of America.
Moving vans showed up and movers legally seized the corporation’s assets.
“I instructed the deputy to go in and take desks, computers, copiers, and filing cabinets, including cash in the drawers,” Allen told the local media.
The bank’s manager locked himself in his office while he tried to figure out what to do.
“Having two Sheriff’s deputies sitting across your desk, and a lawyer standing behind them, demanding whatever assets are in the bank can be intimidating,” Allen said. “But, so is having your home foreclosed on when it wasn’t right.”
“As a foreclosure defense attorney, this is sweet justice,” Allen added.